Lock Desk Specialist
Required Skills & Experience
1-2 years of experience in a lock desk
OB experience
Nice to Have Skills & Experience
BE experience
Non-QM experience
Encompass experience
Job Description
A mortgage company is looking for a Lock Desk Specialist to join their growing team! The Lock Desk associate is responsible for managing mortgage rate locks and ensuring accurate pricing throughout the loan process. Each day, they review and process lock requests from loan officers, confirm eligibility and pricing using tools like Optimal Blue, and commit loans to investors under Best Efforts delivery terms. They monitor lock expirations, handle extensions, and maintain compliance with investor guidelines and company policies. Additionally, they communicate with internal teams to resolve discrepancies, support Non-QM loan scenarios, and keep detailed records to ensure smooth secondary market transactions.
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