Remote Non-QM Loan Underwriter- West Coast

Position: Remote Non-QM Loan Underwriter- West Coast Only Position Summary As a Non-QM Underwriter, you will be responsible for evaluating and underwriting complex non-qualified mortgage (Non-QM) loan applications. This position requires expertise in various non-QM loan products, including but not limited to Bank Statement , DSCR (Debt Service Coverage Ratio), and Asset Depletion loans. Your role will ensure compliance with all underwriting guidelines and regulatory requirements while maintaining a high level of service and accuracy. Key Responsibilities • Review and analyze loan files, including income documentation, credit reports, and asset verification for Bank Statement, DSCR, and Asset Depletion loans. • Underwrite and approve or deny loan applications based on the company’s guidelines, policies, and regulatory requirements. • Communicate with loan officers, processors, and other stakeholders to obtain necessary documentation and resolve any issues. • Ensure loan files are complete, accurate, and compliant before final approval or denial. • Stay current with industry regulations, guidelines, and best practices regarding Non-QM loan products. • Provide guidance and support to junior underwriters and other team members as needed. • Maintain a high level of productivity and quality assurance while meeting deadlines. Requirements • Minimum of 3+ years of experience in underwriting Non-QM loans. • Strong knowledge and experience with Bank Statement , DSCR , and Asset Depletion products. • Experience Underwriting Non-QM products within the past year. • Deep understanding of underwriting guidelines, regulations, and compliance standards related to Non-QM loans. • Proven ability to handle a high volume of loan files while maintaining accuracy and attention to detail. • Excellent communication skills, both written and verbal. • Ability to work independently and as part of a collaborative team. • Strong organizational and problem-solving skills. Salary: 90-100k, No bonus, paid OT #J-18808-Ljbffr Apply tot his job Apply To this Job