Experienced Regional Credit Manager for Region 5 - Driving Business Growth through Strategic Credit Solutions in the Home Improvement Industry

Introduction to Lowe's and the Role

Lowe's Companies, Inc., a FORTUNE⁵⁰ home improvement company, is seeking a highly skilled and motivated Regional Credit Manager to join our team in Region 5, based in Dallas, TX. As a key member of our credit team, you will play a crucial role in driving business growth through the effective execution of Lowe's DIY and Pro Credit products across the assigned region. With a strong focus on training and guiding store associates, you will help grow retail sales through Lowe's Credit products while achieving performance targets for credit applications, credit sales, and credit penetration.

About the Position

This Regional Credit Manager role is a remote position with travel within Region 5, requiring the incumbent to live within 50 miles of the Regional Office in Dallas, TX. As a Regional Credit Manager, you will be responsible for coaching, motivating, and training key store personnel in partnership with local store leadership to drive credit card sales through every store transaction. You will also partner with the Divisional Credit Manager and peer Regional Credit Managers to identify best-in-class industry approaches to grow retail sales through Lowe's credit products.

Key Responsibilities

• Coach, motivate, and train key store personnel in partnership with local store leadership on effective techniques to drive credit card sales through every store transaction
• Partner with the Divisional Credit Manager and peer Regional Credit Managers to identify best-in-class industry approaches to grow retail sales through Lowe's credit products
• Monitor, track, and trend credit sales results in each assigned district using data provided by the Credit Field Team Sr. Analyst and advise store leadership on progress against store credit sales plans
• Develop and maintain relationships with regional and store leadership and business partners within the assigned territory to resolve issues as necessary
• Drive compliance with applicable laws, rules, and regulations, adhering to policies, while applying sound ethical judgment regarding personal behavior, conduct, and business practices
• Escalate, manage, and report control issues with urgency and transparency

Qualifications and Requirements

To be successful in this role, you will need to possess a combination of education, experience, and skills. The essential qualifications include:

• Bachelor's Degree in Business, Communications, or a related field
• 3-5 years of retail operations/sales/credit services experience
• 5 years of combined experience in retail sales or credit/financial services in lieu of degree and other experience requirements

In addition to these essential qualifications, preferred qualifications include experience in credit management, sales, or a related field, as well as excellent communication, coaching, and leadership skills.

Skills and Competencies

To excel in this role, you will need to possess a range of skills and competencies, including:

• Strong analytical and problem-solving skills
• Excellent communication, coaching, and leadership skills
• Ability to work independently and as part of a team
• Strong business acumen and understanding of the home improvement industry
• Ability to travel within Region 5

Career Growth Opportunities and Learning Benefits

At Lowe's, we are committed to helping our employees grow and develop in their careers. As a Regional Credit Manager, you will have access to a range of training and development opportunities, including:

• Comprehensive training programs to help you develop your skills and knowledge
• Opportunities for career advancement and professional growth
• A supportive and collaborative work environment

Work Environment and Company Culture

Lowe's is a dynamic and fast-paced work environment that is committed to helping our employees succeed. Our company culture is built on a set of values that include:

• A commitment to excellence and customer satisfaction
• A focus on teamwork and collaboration
• A dedication to diversity, equity, and inclusion
• A commitment to giving back to our communities

Compensation, Perks, and Benefits

At Lowe's, we offer a competitive compensation package that includes a salary range of $95,500.00 - $159,200.00 annually. In addition to your salary, you will also be eligible for a range of benefits, including:

• Comprehensive health and wellness benefits
• Retirement savings plans
• Paid time off and holidays
• Employee discounts and perks

Conclusion

If you are a motivated and experienced credit professional looking for a new challenge, we encourage you to apply for this exciting opportunity. As a Regional Credit Manager at Lowe's, you will have the opportunity to make a real impact on our business and drive growth through strategic credit solutions. Don't miss out on this opportunity to join our team and take your career to the next level. Apply now!

At Lowe's, we are an equal opportunity employer and administer all personnel practices without regard to race, color, religious creed, sex, gender, age, ancestry, national origin, mental or physical disability or medical condition, sexual orientation, gender identity or expression, marital status, military or veteran status, genetic information, or any other category protected under federal, state, or local law.

Qualified applicants with arrest or conviction records will be considered for employment in accordance with applicable laws, including the Los Angeles County Fair Chance Ordinance for Employers, the Los Angeles Fair Chance Ordinance, the San Francisco Fair Chance Ordinance, and the California Fair Chance Act.