Underwriter

Auto-Owners Insurance is a top-rated insurance carrier seeking a motivated underwriting trainee to join their team. The role involves applying insurance coverage rules and guidelines to make underwriting decisions, participating in a comprehensive training program, and effectively communicating with agents and associates.

Responsibilities

• Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions
• Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use
• Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment
• Analyze loss experience, financial conditions and physical characteristics of risks
• Acquire a working knowledge of supporting sections of the underwriting department
• Effectively communicate with independent agents and other associates through verbal and/or written means
• Participate in and successfully complete the Company underwriter training program

Skills

• Bachelor's degree or direct equivalent experience with property/casualty underwriting
• Ability to organize data, multi-task and make decisions independently
• Above average communication skills (written and verbal)
• Ability to write reports and compose correspondence
• Ability to resolve complex issues
• Continually develop product knowledge through participation in approved educational programs
• Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions
• Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use
• Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment
• Analyze loss experience, financial conditions and physical characteristics of risks
• Acquire a working knowledge of supporting sections of the underwriting department
• Effectively communicate with independent agents and other associates through verbal and/or written means
• Participate in and successfully complete the Company underwriter training program
• Ability to work in the U.S. without current or future sponsorship

Benefits

• Matched 401(k)
• Fully-funded pension plan (once vested)
• Medical, prescription, dental and vision insurance
• Associate, spouse and child life insurance
• Supplemental sick pay
• Long term disability
• Health care flexible spending accounts
• Dependent care flexible spending accounts
• Generous paid time off including holidays
• Vacation days
• Personal time
• Sick leave
• Parental leave
• Adoption assistance
• Discounts on personal insurance
• Education matching gift program
• A student loan assistance program
• A gym membership and fitness class reimbursement program

Company Overview