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Collections Representative (Hybrid)

Remote, USA Full-time Posted 2025-11-24

Enova International is a leading financial technology company that provides online financial services through their AI and machine learning-powered platform. The Collections Representative is responsible for providing small businesses with payment options and ensuring positive interactions with customers facing financial hardships.


Responsibilities

  • Handle inbound and outbounds calls to customers regarding overdue payments
  • Find solutions for customers who are past due on their account to get them back up to date
  • Follow up with customers via email and answer any questions that they may have
  • Maintain accurate, up-to-date information of customer interactions
  • Move existing customers through various stages of delinquency with a proficiency to brings loans to a current status
  • Follow all collection laws and legal practice

Skills

  • Strong verbal communication and negotiation skills
  • Aptitude to express empathy and patience while discussing sensitive issues
  • Ability to balance multiple priorities, independently problem solve, and effectively handle changing situations
  • The drive to exceed your goals in a fast-paced, metric driven environment
  • Computer proficiency and accurate data entry skills required
  • Prior experience using Salesforce is a plus
  • Knowledge of FDCPA and FCRA practices

Benefits

  • Health, dental, and vision insurance including mental health benefits
  • 401(k) matching plus a roth option (U.S. Based employees only)
  • PTO & paid holidays off
  • Sabbatical program (for eligible roles)
  • Summer hours (for eligible roles)
  • Paid parental leave
  • DEI groups (B.L.A.C.K. @ Enova, HOLA @ Enova, Women @ Enova, Pride @ Enova, South Asians @ Enova, APEX @ Enova, and Parents @ Enova)
  • Employee recognition and rewards program
  • Charitable matching and a paid volunteer day…Plus so much more!

Company Overview

  • Enova International (NYSE: ENVA) is a leading online financial services company that serves small businesses and consumers who are underserved by traditional banks. It was founded in 2004, and is headquartered in Chicago, Illinois, USA, with a workforce of 1001-5000 employees. Its website is https://www.enova.com/.

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