Remote Mortgage Underwriter | FHA, VA & Conventional Loans | $31.25/hr
About the position
Are you an experienced Mortgage Underwriter looking for flexibility and growth? We’re hiring skilled professionals to join a dynamic team focused on delivering accurate, compliant underwriting decisions. This is a remote opportunity with competitive pay and long-term potential.
Responsibilities
• Underwrite FHA, VA, and Conventional loans with precision and speed.
• Review credit, income, assets, and full documentation for accuracy.
• Collaborate with internal teams to finalize approvals and resolve conditions.
• Manage volume efficiently: 2–3 initial files and 6–8 final approvals daily.
• Ensure compliance with investor and agency standards (FHA, HUD, VA, IRRRL, SAR, TrumsID).
Requirements
• 3+ years of mortgage underwriting (FHA preferred).
• DE or SAR required.
• Familiarity with automated underwriting systems; Encompass and Excel preferred.
• FHA, VA, and Conventional guidelines; CHUMS, LAPP, SAR designations a plus.
• Detail-Oriented: Strong communication and documentation review skills.
Nice-to-haves
• CHUMS
• LAPP
• SAR designations
Benefits
• Medical, dental & vision
• Critical Illness, Accident, and Hospital
• 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available
• Life Insurance (Voluntary Life & AD&D for the employee and dependents)
• Short and long-term disability
• Health Spending Account (HSA)
• Transportation benefits
• Employee Assistance Program
• Time Off/Leave (PTO, Vacation or Sick Leave)
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